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Expert Tips for Home Buyers & Sellers

Our mission at The Melissa Thompson Team is to be your best resource for real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. Subscribe to this blog to get the latest news on local market trends and receive expert tips for buying or selling a home.

101 Things To Do In Memphis #71: Live at the Garden

Imagine sitting under the stars, surrounded by beautiful gardens, while a soft summer breeze floats by. You’re sipping a cool drink, dining, and chatting with friends, while listening to the music of world-renowned artists. Welcome to Live at the Garden!
Live at the Garden is a music lovers dream come true! A star-studded line-up and 96 acres of unsurpassed natural beauty at the Memphis Botanic Gardens.
The 2017 summer line-up includes some amazing performers – Little Big Town, Boston, Drew Holcomb & The Neighbors, Seal and The Steve Miller Band! Get your tickets today! You can also purchase a season lawn pass so you won’t miss any of the shows! It is going to be an amazing summer!
Looking for an incredible venue to host your next party? Live at the Garden provides private hospitality areas for you and your guests. They include a tent, chairs, lights, and bar and catering options. You simply let them know what you want and they’ll take care of the rest.
Worked up an appetite? Several vendors will be on-site to tempt you with tantalizing Garden treats. Buster's Botanical Bar provides a great selection of frosty and refreshing beverages for thirsty concert-goers. You can also pre-order food from one of the preferred caterers.
All you need is an appetite for fun and Live at the Garden will bring the stars! This is an experience you won’t want to miss! Visit their website or call 901.636.4107 for more info.
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Help for First Time Homebuyers

Have you been hesitant to purchase your first home because you are worried about having enough cash for a down payment or that you won’t qualify for a loan?  Don’t despair!  There is help out there for you.  Owning a home is a sound financial investment and there is no reason to keep paying a landlord’s mortgage when you could be paying your own and building equity for your future.

The Tennessee Housing Development Agency has the Great Choice Home Loan program which was designed specifically to help first-time homebuyers overcome obstacles such as:
  • Not enough savings for a down payment
  • Being unsure of how the home-buying process works
  • Worrying that you won’t qualify for a loan
  • Being concerned about high-risk mortgages
Most Great Choice Home Loans are insured by FHA or USDA-RD, which means that you can borrow up to 96.5% of the total price of the home you are purchasing. So, you will only need a minimum of 3.5% for a down payment.  In addition, financial assistance is available to every approved homebuyer!  You can utilize your financial assistance for any loan-related costs, including down payment and closing costs.

The THDA offers homebuyer education classes and taking one of these classes is a great first step toward understanding all you need to know before you start your home search.  The class teaches things such as:
  • What makes a home right for you
  • What questions to ask when looking at a home
  • How to qualify for a home loan
  • What’s involved in maintaining a home
If you plan to apply for down payment assistance, it is required that you take this class.
The real estate professionals at Your Key to Memphis can explain this program to you and answer any questions that you have.  Contact them and start your home search today!

Top Home Renovations for Maximum ROI

Some Highlights:

  • Whether you are selling your home, just purchased your first home, or are a homeowner planning to stay put for a while, there is value in knowing which home improvement projects will net you the most Return On Investment (ROI).
  • While big projects like adding a bathroom or a complete kitchen remodel are popular ways to increase a home’s value, something as simple as updating landscaping and curb appeal can have a quick impact on a home’s value.
  • For more information about top renovation projects that net you the most ROI, you can check out the complete list here.
Thinking about buying or selling a Memphis TN home, Call your local expert’s The Melissa Thompson Team 901-729-9526.